We are on a mission to democratize financial services across India by providing reliable, scalable and affordable API solutions to businesses of every size.
Payonclick India is a product of VVN MULTISERVICES INDIA Pvt. Ltd., founded with a singular vision — to make digital financial services accessible to every corner of India.
We recognized that thousands of businesses, retailers, and entrepreneurs wanted to offer banking and payment services but were held back by complex integrations, high entry barriers, and unreliable technology. We built Payonclick to solve exactly that.
Today, the Payonclick platform serves retailers and distributors on payonclick.in, and businesses through live BBPS, verification and money transfer APIs, white-label builds and custom fintech software. The same production codebase runs AEPS, Micro ATM, UPI cash withdrawal, recharge, bill payments and money transfer.
APIs for businesses that build fintech products, and an app-based service platform for retailers and distributors.
Cash withdrawal, balance enquiry and mini statement with fingerprint or iris authentication at retail shops, alongside Micro ATM and UPI cash withdrawal.
Money transfer over IMPS with OTP-verified senders and beneficiary checks, for supported banks.
Prepaid mobile and DTH recharge for retailers, with pending status tracking and protection against double taps.
Bill payments across 30 categories, including electricity, insurance, loan repayment and municipal taxes, at the shop counter and through our API.
Bank account (penny drop), GSTIN, PAN to GSTIN, vehicle RC, driving licence and Voter ID verification for businesses.
A public API reference, request samples that compute the signature for you, and read-only endpoints to build against before you move money.
HTTPS everywhere, signed and time-stamped API requests, IP whitelisting, OTP login and a TPIN on every payment.
Live wallet balances, full transaction history and a receipt for every service, with charges shared upfront.
Phone, WhatsApp and ticket support from our Sirsa team, Monday to Saturday, 10 AM to 7 PM.
Idempotent payment APIs, automatic status re-checks and refunds only on a confirmed failure.
Charges and commission are shared upfront for the services you choose, with no monthly minimums.