Practical guides on building with payment APIs in India: who holds the licence, what the rules say, and the engineering that stops money going missing. Guides for retailers and distributors are on the payonclick.in blog.
PPI wallet transfer and DMT compared for retail networks: who holds the KYC, RBI limits, the counter flow and the engineering each one needs.
14 Oct 2026 · Read article → GuideA step-by-step Micro ATM Android SDK guide: server-created transactions, permissions, launching the SDK, reporting results and handling pending outcomes.
14 Oct 2026 · Read article → GuideAEPS cash deposit explained for API partners: outlet onboarding, the debit-first money flow, limits, pending deposits and how to reconcile them.
14 Oct 2026 · Read article → GuideA buyer's checklist for white-label fintech software, a licence map, 12 vendor questions, and red flags to watch for.
11 Sep 2026 · Read article → GuideUPI cash withdrawal at BC touchpoints for platforms: reported limits, the dynamic QR flow, verification, blackout hours and merchant checks.
11 Sep 2026 · Read article → GuideHow to define recharge status states, secure callbacks with per-transaction tokens, poll safely and refund only after confirmed failure.
11 Sep 2026 · Read article → GuidePA-P, PA-O, PA-CB, net worth, escrow debit limits and small-merchant KYC under RBI's 2025 Payment Aggregator Directions.
11 Sep 2026 · Read article → GuideIdempotency, polling, refunds, ledgers and 3-way reconciliation explained, with how Payonclick's payment APIs implement each one.
11 Sep 2026 · Read article → GuideDynamic vs static UPI QR for B2B collection, reconciliation, UPI limits since September 2025, and when payment aggregator rules apply.
11 Sep 2026 · Read article → GuideDMT vs payout API compared: whose money moves, KYC, limits, rails and the regulated party, plus when each fits.
11 Sep 2026 · Read article → GuideRBI's DMT framework explained for platforms: remitter registration, AFA on every transaction, the cash-remittance identifier and 2011 limits.
11 Sep 2026 · Read article → GuideCMS in fintech means agent cash collection, Bharat Connect loan repayment or NACH. This guide separates them and the RBI rules for each.
11 Sep 2026 · Read article → GuideAgent institution, agent or API partner, the three ways to offer Bharat Connect bill payments in your app, under RBI's BBPS Master Direction.
11 Sep 2026 · Read article → GuideFintech API reselling in India: business models, what each regulated service allows, and compliance and technical checklists.
11 Sep 2026 · Read article → GuideAePS roles, RBI's 2025-26 operator due-diligence rules, sub-agent KYC, dormancy, L1 devices and reconciliation, for platform builders.
11 Sep 2026 · Read article →Talk to the Payonclick India team about API access, a white-label platform or custom fintech software.
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