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Guides for retailers, distributors and developers

Plain-language explainers on the services Indian shops offer every day, the rules that govern them, and how to integrate fintech APIs. Written by the team that runs the Payonclick platform.

Guide

UPI cash withdrawal limits at shops and Micro ATMs

NPCI's per-transaction, daily and monthly UPI cash withdrawal limits, the dynamic QR flow and the hours in the Payonclick app.

11 Sep 2026 · Read article →
Guideहिंदी

डिस्ट्रीब्यूटर ID कैसे लें: रिटेलर नेटवर्क बनाने की पूरी जानकारी

डिस्ट्रीब्यूटर और मास्टर डिस्ट्रीब्यूटर ID कैसे मिलती है, रिटेलर कैसे जुड़ते हैं और कंपनी चुनते समय क्या देखें।

11 Sep 2026 · Read article →
Guide

Bharat Connect (BBPS) explained: who does what in a bill payment

Bharat Connect (formerly BBPS) explained for shops: NBBL, BBPOU, COU, agent institution and agent, and how a bill payment travels.

11 Sep 2026 · Read article →
Guide

AEPS vs Micro ATM vs UPI cash withdrawal

AEPS, Micro ATM and UPI cash withdrawal compared for shops: what customers need, devices, limits, hours and what can go wrong.

11 Sep 2026 · Read article →
Guide

AEPS operator KYC rules 2026: what RBI's new rules mean for your shop

What RBI's due diligence rules for AePS touchpoint operators, in force from 1 January 2026, mean for retailers, with a practical checklist.

11 Sep 2026 · Read article →
Guideहिंदी

AEPS लिमिट कितनी है: निकासी की हर सीमा आसान भाषा में

AEPS की प्रति ट्रांज़ैक्शन सीमा, NPCI की 30 दिन वाली सिफ़ारिश, एरर कोड 61, बैंक की सीमा और OTP नियम।

11 Sep 2026 · Read article →
Guideहिंदी

AEPS ID कैसे लें: रिटेलर के लिए पूरी गाइड

AEPS रिटेलर ID लेने की पूरी प्रक्रिया: दस्तावेज़, RD device, रोज़ का ऑथेंटिकेशन और नए ऑपरेटर KYC नियम।

11 Sep 2026 · Read article →

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