Two ways to work with Payonclick India
API partners are fintech companies, software vendors and larger retailers who want to call our services from their own platform. The live partner APIs cover Bharat Connect (BBPS) bill payments, identity and bank account verification, and money transfer. Every API uses the same key, the same HMAC request signature and the same response format, so adding a second product takes very little extra work. The full reference is public at payonclick.in/developer.
Retailers and distributors do not need to write any code. A shop owner registers, completes KYC and uses the Payonclick Android app or web portal to serve walk-in customers. Services include Aadhaar-based cash withdrawal (AEPS), Micro ATM, UPI cash withdrawal, mobile and DTH recharge and bill payments. Distributors and master distributors build and support their own retailer network on the same platform.
Payonclick India is a technology and service provider operated by VVN MULTISERVICES INDIA Pvt. Ltd., Sirsa, Haryana. It is not a bank. Banking transactions run on the rails of regulated banks and networks under RBI and NPCI rules.